Preparing funeral arrangements before the need arises is called preplanning or prearranging. Many people find that preplanning gives them peace of mind knowing that their wishes will be respected and the burden lessened on their family at the time of their death. Others find that they need to protect their assets from the state and assure that their funeral expenses will be taken care of. Preplanning your funeral consists of meeting with the funeral home of choice to allow them to gather biographical information for a death certificate as well as any information you would like included in obituary notices. At this time you can also choose the type of service desired, the type of casket, concrete outer burial container or cremation urn.

Once your prearrangements are made, you may prepay your funeral to secure the price at today's cost. The interest that accumulates on your funds is then used to offset inflation.

A trust account is set up with the funeral home and a financial institution. The money, usually the amount of the preneed contract, is invested with the financial institution to gain interest to cover the inflation of the funeral. Depending on how the trust is set up, there may be taxes to be paid by the family on the interest accrued. At the Grisé Funeral Home, we offer trust agreements through New England Funeral Trust, which is endorsed by the Massachusetts Funeral Director's Association. The benefit to Interment Trust Services is that the taxes are paid directly from the trust funds freeing the family of that burden. This method also guarantees that the arrangements you make today will be available just as you specified.

At the Grisé Funeral Home, we feel that our prefunding options can offer you a sense of security and a peace of mind that is deserved when you place your trust in us. As always, we welcome you to contact us with any questions or concerns you may have.

To begin the process of Advance Planning Click Here

If you have questions about pre-planning, please to call us at 413-594-4189, or E-mail Us Here